Working Group 6: Interaction with Claims Adjustors and Catastrophe Modelers

WG 6: Interaction with Claims Adjustors and Catastrophe Modelers

Interaction with Claims Adjustors focuses on efforts to conduct a damage workshop to provide repair estimates of representative damaged single-family wood-frame case study buildings to compare the differences in costs between houses with and without retrofits to cripple walls and sill anchorage. Results from the workshop effort were used by the PEER-CEA Project Team to refine the project loss estimates.

Interaction with Catastrophe Modelers focuses on comparing damage functions developed by the PEER-CEA Project with those currently contained in modeling software developed by three major catastrophe modeling companies ("Modelers").  A damage function is the loss measured as repair cost, without insurance policy considerations (i.e. assuming zero deductible and no policy caps), as a function of shaking intensity at a specific period. A semi-blind study was conducted in collaboration with the Modelers in order to compare damage estimates for a selection of the index buildings developed by Working Group 2 of the PEER-CEA Project.

Reports:

Vail K., Lizundia B., Welch D.P., Reis E. (2020). Earthquake damage workshop, PEER Report No. 2020/23, Pacific Earthquake Engineering Research Center, University of California, Berkeley, CA.

Reis E. (2020). Seismic performance of single family, wood-frame houses: Comparing analytical and industry catastrophe models, PEER Report No. 2020/24, Pacific Earthquake Engineering Research Center, University of California, Berkeley, CA.